Associated Risk Managers is a group of independent insurance agencies working together to take advantage of the opportunities that come from belonging to a network of agents. The ability to work with insurance companies as an association as well as independently has created some unique benefits for our agents and our customers. Please read on to find out how Associated Risk Managers can benefit you.

The History of ARM

The Gallagher Connection

Benefits to Our Customers

Benefits to New and Existing ARM Agents

Resources Available to the ARM Partners Agent

The History of ARM

Associated Risk Managers (ARM) was founded in Ohio in 1974 to mass market commercial insurance to members of trade associations and professional organizations. ARM soon evolved into a marketing network that enabled independent agents to work together to solve their clients needs. That evolution led to the organization's rapid growth and expansion across the United States and abroad. Today, ARM is an international network of more than 250 independent agents who collectively generate over $4 billion in annual property and casualty premiums.

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The Gallagher Connection

In December 1999, Associated Risk Managers and Arthur J. Gallagher & Co., the world's fourth-largest insurance broker, entered into a unique partnership called ARM Partners. This relationship significantly broadens the portfolio of specialized products and services ARM Partner agents can offer their clients.

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Benefits to Our Customers

The Power of an Association, the Service and Comfort of a Local Agent doing business with an ARM Agent, through the ARM office, provides our customers with many benefits. By working together as a group, our agents have access to a greater variety of programs and the support of the groups combined volume. For our customers, this means not only the ability to find the specific coverage that they need at a competitive premium, but also statewide and local representation. For more information on the ways that ARM can benefit you directly, please contact our office.

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Benefits to New and Existing ARM Agents

A Unique Opportunity, a Unique Marketing Edge being a part of a group that collectively generates over $4 billion in annual premiums, and having the ability to access to the products, services and expertise of Gallagher gives ARM Agents the ability to work with most any size and type of client. Members of ARM are more than just independent insurance agents; they are also a part of the large company called ARM Partners.

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Resources Available to the ARM Partners Agent

1. Market Access - In addition to their current agency contracts, ARM Agents gain access to markets endorsed by their ARM State Group.
2. Niche Expertise - ARM Agents can call on the expertise and resources of their local ARM office and the A.J. Gallagher Company to help with the sales and service of local, national or international clients.
   
   These areas of expertise can include:
   • Agricultural
   • Aviation
   • Construction (Including wrap-ups)
   • D&O/E&O
   • Executive Risk Energy
   • Global National Accounts
   • Healthcare
   • Marine Transportation
   • Schools and Munincipalities
3. Specialty Programs - ARM Agents have access to the existing, successful programs of the ARM State Group and Arthur J. Gallagher & Co.
   
   Examples of these programs are:
   • Auto Dealers - Franchised and Non-Franchised
   • Accountants Professional
   • Billiards First
   • Builders Risk First
   • Charity First
   • Church First
   • Commercial Auto
   • Contractors First
   • Habitational Programs
   • Jewelry Stores
   • Lawyers Professional
   • Life Insurance
   • National Hanger Program
   • Social Services
   • Storage First
   • United Methodist Insurance Program
   • Non-Franchised Auto Dealers
   • Museums & Historical Societies
   • YMCA Program
4. Excess and Surplus Lines Brokers - Special agreements with wholesale brokers Risk Placement Services (Gallagher Group) and S.H. Smith help members place a wide variety of property/casualty risks.
5. TPA Services through the Gallagher Bassett Company.

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